education


Why do we need a government agency to protect adults from taking on loans for homes that they will find difficult to pay back, but no agency to protect 17 year old children from taking on loans for educations that they will find difficult to pay back, especially when we have such good data on the correlation of under-graduate education and future income?

I’m rarely in favor of new regulation, but one I’d support would be this: every university, upon acceptance of a student, must chart the average income for their selected major against the loans they’ve taken out and give data on how much they’ll expect to pay per year after graduation, and expected pay-back durations.

If anyone says “but there are so many non-financial benefits for getting an education!” I’d counter with two points.  1) there are lots of non-financial benefits from having a house, but we still think that taking a loan you can’t pay back is a bad idea and 2) maybe it’s a bad idea to take out tens of thousands of dollars in loans to pay for things that have non-financial benefits.

Stop having pointless debates.  Bryan Caplan seems to inspire a lot of them!

Bryan:

The fact that Nigerians and Bolivians don’t spend more of their hard-earned money on education is a solid free-market reason to conclude that additional education would be a waste of their money.

Conclusion: everywhere is over-educated.

Tyler Cowen:

If I think of the Mexican village where I have done field work, the education sector “works” as follows.  No one in the village is capable of teaching writing, reading, and arithmetic.  A paid outsider is supposed to man the school, but very often that person never appears, even though he continues to be paid.  Children do have enough leisure time to take in schooling, when it is available.  I am told that most of the teachers are bad, when they do appear.  You can get your children (somewhat) educated by leaving the village altogether, and of course some people do this.  In the last ten years, satellite television suddenly has become the major educator in the village, helping the villagers learn Spanish (Nahuatl is the indigenous language), history, world affairs, some science from nature shows, and telenovela customs.  The villagers seem eager to learn, now that it is possible.

That scenario is only one data point but it is very different than the “demonstrated preference” model which Bryan is suggesting.  Bolivia and Nigeria are much poorer countries yet and they have dysfunctional educational sectors as well, especially in rural areas.  Bad roads are a major problem for “school choice” in these regions, just as they are a major problem for the importation of teachers.

Conclusion: lots of places have bad education.  But here’s the thing.  Cowen is very smart, and I don’t mean to disagree with him lightly, but surely he’s missing the point here.  If the existing (and that’s the key here) education is poor, then that just fits in with Caplan’s model of people saying “well this education isn’t worth it, so I’ll buy food/housing”, or in Cowen’s Mexico case: “I’ll get satellite tv and get entertainment and education!”  But that’s the exact point: Cowen and Caplan are using two different definitions of “education.”  Which is precisely why Cowen says this:

I consider most countries in today’s world to be undereducated.

Cowen means an actual education, a final product — actual knowledge in your brain.  If the school attempting to provide this does it poorly, that is under-education — an insufficient attempt to achieve “education.”  And yes, with this definition, most countries of the world are under-educated, because as he ably points out, they don’t invest much in it, and the quality is poor.  Caplan is using it as “formal education process,” in which case that Mexican village is indeed “over-educated,” because as Cowen notes, that product isn’t very good — so it’s entirely possible that they would be better off spending their resources on things they consider more important.  And those villagers seem to agree, based on Cowen’s description of their purchasing choices.

This entire debate rests on the definition of the word “educated.”  Cowen also lists a large number of other very good points that, while being very smart and relevant to the discussion of education in developing countries, don’t really refute Caplan’s point if we use his definition.  Caplan’s definition may be stupid, and you can definitely say “your definition makes people think that developing countries shouldn’t ever spend on education,” but given the obvious way in which he’s using it, his theory is sound.  Here’s the kicker from Cowen’s piece:

Of course Bryan favors rising wealth and falling fixed costs, as do I.

That’s the point.  Both people want developing countries to get richer, so that they can have more food, more housing, more education.  Caplan is just saying that if apparently people don’t value it much, we shouldn’t provide it to them to the exclusion of things they want more (opportunity cost always being implicit when an economist is speaking) and Cowen believes it is a thing distinct from the actual implementation, and that poor education is under-education.  Both definitions are valid.

James Joyner also disagrees, but he picks a perfect example that illustrates the difference in defining “education”:

Even at lowly Jacksonville State, I had Nigerian students in my classes.   Rich Nigerians.   Their illiterate countrymen aren’t spending more of their hard-earned money on education because they’re wasting it on food, not because they think they’re better off uneducated.

That’s precisely the point of contention.  There is no debate that every single person on the planet values food more than education — or at least, they won’t fail to do so for long.  Joyner is of course correct to point this out.  But if you have to decide between some vital thing like food and education (as Joyner implies that they are, because he says that they can’t spend on education because of the need to buy food) you better choose food — and if you either spend more on education yourself (private education) or someone else comes in and provides it (public or charity education) even though you’d prefer food, you are, by Caplan’s definition, over-educated.  However, by Joyner’s definition of a standard of education that would improve the qualify of life for a Nigerian or Ethiopian, they are indeed under-educated.  It’s almost like different definitions of concepts lead to different conclusions about whether or not one should have more of that concept!

But Andrew Sullivan isn’t really concerned with the definitions.  To him, this is just another sign of crazy extremist libertarians :

Bryan [C]aplan believes that there is no country on earth that is under-educated. Here is where you end up when libertarianism becomes dogma:

Or maybe just where you end up when a number of very smart people define a very complex concept freighted with thousands of years of intellectual baggage in different ways.  Six of one, half-dozen of the other, right?

Every one of the four people above want the same thing: for developing countries to have more resources so they can have more things they want — food, education, housing, whatever.  The entire debate is over the definition of the term “educated,” — and one that can easily be divined by just looking at how the other person is using the word.  But it’s apparently much more productive to call Caplan crazy (I haven’t seen if he has responded to any critics by calling them crazy; yet) — Cowen is of course excluded from this, as he approaches the debate in a professional manner, as usual.  (This is unfair of me, I’m complaining about people assigning bad motives to others by assigning bad motives to them.  Not good.)

Now, for myself, I disagree with Caplan too!  I think using the same word to define “education” in the US and in the developing world obscures much of the important differences between the two situations that need to be considered when making decisions about them.  But he started the conversation, so I’m willing to grant him the privilege of defining the basic terms.  If I want to disagree, I need to focus on that definition — not just use my own and pretend Caplan’s an idiot for not recognizing it.

Look, I’m no fan of presidents, much less Obama, but this… is just stupid:

(CNN) — President Obama’s speech on the gulf oil disaster may have gone over the heads of many in his audience, according to an analysis of the 18-minute talk released Wednesday.

Tuesday night’s speech from the Oval Office of the White House was written to a 9.8 grade level, said Paul J.J. Payack, president of Global Language Monitor.

Seriously?  I don’t even know what to say.  This isn’t news.  This is trash.

He [the stupid phraseologist] singled out this sentence from Obama as unfortunate: “That is why just after the rig sank, I assembled a team of our nation’s best scientists and engineers to tackle this challenge — a team led by Dr. Steven Chu, a Nobel Prize-winning physicist and our nation’s secretary of energy.”

No. That is not a difficult to understand sentence.  That sentence clearly states a simple sequence of events.  I don’t know what system Payack used to identify this as precisely 9.8 grade material, but if the average American voter does not understand that sentence — we are in a lot worse trouble than an oil spill.

“The scores indicate that this was not Obama at his best, especially when attempting to make an emotional connection to the American people,” he added.

For the last time, for the Payacks and Carvilles of the world, presidents do not, and should not have to make an “emotional connection” to the American people.  There is a word for leaders who are excellent at making emotional connections to the people; and it is not a complimentary one.  Everyone wants an emotionally connected president, up until he has different emotions about something than you do — then you better hope he has a decent logical side.

Everyone has heard the phrase “I’m sorry, it’s just that I was so upset/angry/sad/excited” right after someone makes a dumb decision, with the implication that if they had been more calm and rational, they might have made a better decision.  When someone’s decisions potentially affect millions of people, I don’t think we can afford to be less calm or rational.  One of the things I actually like about Obama is that he at least pretends that analytical detachment is a good mode for a president to operate in.  Let me at least have my illusions.

Scott Sumner on vouchers.  The thing that always confused me about vouchers is that opponents always seemed to be making the case in the mode of  ”I am a parent choosing whether to send my kid to a voucher or non-voucher school” and thereby weighing the relative virtues.  They then conclude “non-voucher schools are better!” and then… conclude we should forbid everyone else from choosing them.  This gets to the point:

He [Matt Yglesias] makes the following observation:

The choice program does seem to lead to a lot of consumer satisfaction, but not actual improvements in performance.

In other words, actual parents like the results, and are trying to get their kids into the program[.]

Yet Yglesias (I assume) is still against allowing voucher schools, at least by the tone of his last sentence:

But you can’t just throw some procedural switch [i.e. switch to vouchers] and fix everything, especially if the process you put in place doesn’t even specifically focus on improved academic achievement.

Yet with nearly everything else in life, we let people choose what they want, because we accept that even if the people in charge have figured out which policy is best, it’s rarely best for every single person.  Yglesias seems to recognize this implicitly in this line:

It’s sort of like when people switch to a “low fat” version of a product, find it’s surprisingly delicious, and don’t pay attention to the fact that it actually has just as many calories as the old variety.

But we actually allow people (even those who purchase the low-fat product with their government-provided welfare check, to equate it to government-funded education) to choose which they buy.  But if you’re against vouchers, you want to make (keep) that low-fat version illegal.  Why is it that the burden of proof is on the people advocating more choice, and not on those who are trying to restrict it?  In almost any other scenario Yglesias would come down firmly on the side of letting the individual choose, even if the government thinks it’s a bad idea — see gay marriage, sodomy laws, freedom of speech, protesting, pot use, flag-burning, what country they want to live in — yet here he doesn’t think so.  Why?

This seems like another example of the lack of granularity in the “left-right” divide.  Poor inner city parents want to choose where to send their kids to school, and rich suburban families disapprove of granting them this freedom — yet the left agrees with the latter and the right with the former.

In my opinion, any college or university that doesn’t provide this kind of data to potential students is shockingly negligent in their responsibility to provide an education:

Major 50th percentile 25th percentile
Humanities 38000 24500
Social Science 45000 29764
History 39600 25000
Biological Sciences 43000 30000
Math 50000 35400
Public Affairs 39000 29500
Engineering 69000 53000
Education 34000 22500
Business 51000 34100
Health 47000 31000
Psychology 38000 24000
other 42500 27700
overall 44998 29764

Table 1 from Mr. Kling, Table 2.  The key point I think is where he points out that “college educated” is not a uniform term:

My view of all this is that it confirms my point that “college graduate” is not a homogeneous category. The economic effect of increasing the number of college graduates is going to vary, depending on whether you graduate more engineers or more humanities majors.

While he’s focusing more on the effect on the economy, I’m focusing more on the effect on individuals — many young kids are told “go to college!” with the implication that they’ll be financially successful if they do so.  While I always advocate doing what you enjoy, the table above shows that a huge percentage of graduates in the social sciences and liberal arts are not going to be making enough money to support themselves or a family.

If a college education were costless, it would only be a harmless lie that we tell kids.  As it is, it usually costs 4 years and tens of thousands of dollars, (which need to be repaid in most cases!) in addition to psychologically placing many jobs out of one’s purview, which makes this is a pretty sickening betrayal.

Very interesting:

Estimates using student assignment lotteries show large and significant test score gains for charter lottery winners in middle and high school. In contrast, lottery-based estimates for pilot schools are small and mostly insignificant.

“What’s a pilot school?” you say?

These schools have some of the independence of charter schools, but operate within the school district, face little risk of closure, and are covered by many of same collective bargaining provisions [as opposed to charter schools] as traditional public schools.

This is interesting not only because it highly recommends charter schools, but also perhaps points to the exact reasons why.  Correlation is of course not causation, but it seems to be that when schools have no risk of closure, they operate less efficiently — which of course also fits rather well into the basic conception that people who have no penalty for failure tend to fail rather often.

This also points to why, even though I’m pretty libertarian, I don’t necessarily believe we need to abolish state funded schools — this just points to ways in which we could improve the current situation.  Not all things that are provided by the government need to be physically administrated by the government — we have the state provide food for the poor, but we don’t actually have government workers tilling the fields.  And so it can be with schools.

But I think we can all agree on the concept that if an individual or organization has no penalties for failing to perform their job, that job will rarely get completed satisfactorily.

This is great stuff.

Seems like this would backfire: (via CNN)

Now I’ve given a lot of speeches about education. And I’ve talked a lot about responsibility.  I’ve talked about your teachers’ responsibility for inspiring you, and pushing you to learn. I’ve talked about your parents’ responsibility for making sure you stay on track, and get your homework done, and don’t spend every waking hour in front of the TV or with that Xbox.  I’ve talked a lot about your government’s responsibility for setting high standards, supporting teachers and principals, and turning around schools that aren’t working where students aren’t getting the opportunities they deserve.

He then goes on to describe how important education is — and I agree.  But the problem is, as highlighted by the portion in bold above, education is not just about how hard you work, or how responsible you are, or how responsible your parents are.  Well, to be fair, right now it is — because the educational system is doing such a bad job, the only variables left are how hard you self-educate, and to what extent your parents can teach you, or purchase extra teaching for you.  Which is why life success is so correlated to those things.  But this is not how it should be.

The entire point of a public education system is to give those who don’t have those pre-conditions for success a chance — and ours is failing precisely those people.  And, despite that poor education, I believe that most kids (apparently this is addressed at school children of all ages, k-12) are capable of seeing through the silliness of Obama’s speech, most likely due to the practice they’ve had with all the other authority figures who have lectured them over the years.  By talking about “responsible teachers” he’s basically providing cover for what we must frankly admit are terrible teachers (like all professions, there are good and bad teachers, but it is not a coincidence that there are more bad ones at schools that produce bad results) and terrible schools.  If you’re a young boy in an inner city school where teachers and administrators assume you’re just a thug and refuse your your correct homework because “you’re too stupid to have done this right without cheating” then Obama’s speech is not going to motivate you.  It’s just going to reinforce what you already know: that this system had a responsibility to inspire you, but that it doesn’t really give a shit.  And so you’re going to check out.

And perhaps more importantly, this is why Democrats should be the one who don’t want Obama to speak to the kids — this makes him the public face of their education –

Your families, your teachers, and I are doing everything we can to make sure you have the education you need to answer these questions. I’m working hard to fix up your classrooms and get you the books, equipment and computers you need to learn. But you’ve got to do your part too.

– their really bad education.  When kids drop out of school, (or more accurately, mentally drop out) they don’t say “wow, Obama was right, I just wasn’t responsible enough.”  No, they say “school sucks, it’s their fault.”  Sure, we can say this betrays their lack of responsibility because they’re blaming the school instead of themselves — but have you seen what their schools are like?  These kids aren’t stupid.  They’re just looking at a system that seems designed to imprison, abuse and disrespect them, and deciding that maybe they don’t really like those things very much.  And now Obama is the one telling them to stick it out, and if it doesn’t work out as well as he’d thought, it’s because, well, you’re just not responsible enough:

But at the end of the day, we can have the most dedicated teachers, the most supportive parents, and the best schools in the world – and none of it will matter unless all of you fulfill your responsibilities. Unless you show up to those schools; pay attention to those teachers; listen to your parents, grandparents and other adults; and put in the hard work it takes to succeed.

And that’s what I want to focus on today: the responsibility each of you has for your education. I want to start with the responsibility you have to yourself.

I nearly laughed out loud at the “best schools in the world.”  Yup, school kids, stop failing in your responsibilities to yourself!  That’s definitely the only thing standing in your way!  I think my response would’ve been a lot more profane if I were still forced to be in school.  No offense to adults like Mr. Obama, but here’s what you don’t get: kids see right through this crap.  If you’re telling them that the teachers (and incredibly, the president himself!) are trying really hard to make our schools the best in the world, they are not going to believe you, because they actually have to spend every day in those schools.  If you then follow up with how “if only they were more responsible, they could grow up to be doctors and senators,” they are going see how stupid that is.  To the extent that they buy into the system, they will feel betrayed.  To the extent that they’ve already checked out, they will see this as just another stupid adult telling them to work hard and everything will be great, despite how that isn’t working in the reality they see every day.

That’s what struck me: this is a very, very conservative speech.  Especially in light of Tyler Cowen’s “What is Conservatism“:

4. On the domestic front, education is the keystone issue.  Societies succeed if strong family structures support an emphasis on learning and acculturation.  While this does not rule out public sector education, if public sector education works the credit is not to be found in the public sector.

And especially:

10. Responsibility is a more important value than either liberty or equality.

It’s long been a conservative stereotype that the poor or unsuccessful are that way because they’re lazy, irresponsible or don’t try hard enough.  Why is Obama the one saying this? (more…)

This news on charter schools makes me happier than I have any right to be.  Obama’s mild attack on the governor of Ohio’s anti-charter school stance also helped.  There certainly isn’t a whole lot of things to like in the daily political discourse for someone like me, but if Obama gets decent headway on school choice, I promise that I will say five or six nice things about him over the next four years.  Which is quite a bit more than I was willing to give the last few idiots.

At the risk of sounding like a hopeless one-issue voter, this is the kind of thing that actually will help the country in the long run.